By Eddie, Smart Latino Money There’s no easy way to say it: things feel heavy right now. If you're Latino, if you're Chicano, if you're part of a mixed-status family, you’re probably feeling that weight every day. I created Smart Latino Money to discuss personal finance within our ...

Financial First Aid for Latino Families By Smart Latino Money Right now, countless Latino families across the U.S. are living in a state of fear and uncertainty. Currently, in cities from Los Angeles to Miami, reports of masked ICE agents detaining not just undocumented immigrants but also ...

In our Latino communities, we’re all about looking out for one another—whether it’s sharing a plate of carne asada, giving each other advice on a new job opportunity, or lending a hand when times get tough. However, scammers are lurking, and they’re becoming increasingly sophisticated. They’re ...

By Eddie from Smart Latino Money Every morning, I hit the track before the workday begins. Walking clears my mind and gets my blood flowing—it’s been a habit for 15 years now. It’s also a perfect reminder of something I’ve learned over time: health is wealth. If you want to retire ...

Real Strategies, Real Hope At Smart Latino Money, we believe in empowerment through action, and this post is especially for our DACA (Deferred Action for Childhood Arrivals) community and undocumented allies working hard to build a future despite the obstacles. If that’s you, know this: I know ...

How to Save for the Future Even If You’re Behind Many people put off retirement planning, thinking, "I’ll save when I make more money, or I still have time." But for many Latinos, time is running out faster than expected, and saving for retirement is more challenging than ever. Studies show ...

One of the key steps toward managing money wisely is understanding how banks can either help or hurt your financial progress. For many Latino Americans, choosing a bank isn’t just about where we deposit our paychecks—it’s about whether that bank is truly aligned with our needs and goals. Whether ...

Latino Americans are feeling the pinch of inflation. No doubt, inflation has eaten into American household earnings, but its impact is particularly severe on Latino households. A look at some recent data tells a dark financial story for Latino families. While the national median household ...

I remember my first credit card. It was a shiny new visa I applied for during my first week at college in the early 1990s. Back then, credit card companies would hand out their credit cards like candy. And to a student who had never had the experience with one and was always broke, I quickly got ...

Why Generational Wealth Matters for Latinos Latino families have historically faced financial, societal, and even legal barriers that have made building wealth difficult over the years. Studies show that the median wealth of Latino households is significantly lower than that of White households. ...

Latinos in the U.S. are making significant financial strides, yet many long-standing money myths continue to hold people back from building wealth. With Latino purchasing power surpassing $2.8 trillion in 2023, greater than the GDP of countries like Brazil and Canada, our economic impact is ...

When it comes to money, playing offense and defense is essential. Unfortunately, hidden in plain sight are many financial dangers, including scams targeting Latinos. Protecting yourself and your family is one of the most crucial steps you can take to safeguard your savings and investments. Scams ...