Living paycheck to paycheck is stressful, and for many Latino families, it’s a reality. According to LendingClub (2024), nearly 63% of Americans live paycheck to paycheck. For first- and second-generation Latinos, it can feel even tighter. We often pay our own bills while also helping our ...

Many of us were never taught how to budget. We grew up hearing messages like “just work hard,” “money is the root of all evil,” or “we’re not meant to be rich.” These phrases may sound harmless, but they shape the way we spend, save, and think about money, often in ways that limit us. In this ...

Financial First Aid for Latino Families By Smart Latino Money Right now, countless Latino families across the U.S. are living in a state of fear and uncertainty. Currently, in cities from Los Angeles to Miami, reports of masked ICE agents detaining not just undocumented immigrants but also ...

By Eddie from Smart Latino Money Every morning, I hit the track before the workday begins. Walking clears my mind and gets my blood flowing—it’s been a habit for 15 years now. It’s also a perfect reminder of something I’ve learned over time: health is wealth. If you want to retire ...

Real Strategies, Real Hope At Smart Latino Money, we believe in empowerment through action, and this post is especially for our DACA (Deferred Action for Childhood Arrivals) community and undocumented allies working hard to build a future despite the obstacles. If that’s you, know this: I know ...

Why Generational Wealth Matters for Latinos Latino families have historically faced financial, societal, and even legal barriers that have made building wealth difficult over the years. Studies show that the median wealth of Latino households is significantly lower than that of White households. ...

Our previous article explored the essential first steps to financial success—building a solid foundation through financial education, saving for stability, and reducing debt. These steps are crucial in establishing a solid financial foundation. But once you've mastered these foundational ...

Our previous article explored the essential first steps to financial success—building a solid foundation through financial education, saving for stability, and reducing debt. These steps are crucial in establishing a solid financial foundation. But once you've mastered these foundational ...

Building wealth isn’t just about making more money—it’s about making smart, intentional decisions that set you up for long-term success. For many of us in the Latino community, financial challenges like lack of access to resources, language barriers, and cultural factors can make wealth-building ...