Terms and Disclaimer

Terms of Use and Disclaimer

Effective Date: January 15, 2025

1. Introduction Welcome to Smart Latino Money (“we,” “our,” “us”). By accessing or using our website, smartlatinmoney.com (the “Site”), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please discontinue use of our Site.

2. Educational Purpose Only The content provided on Smart Latino Money is for educational and informational purposes only. We do not provide financial, investment, tax, or legal advice. The information shared should not be interpreted as professional guidance. Always consult a qualified financial advisor, tax professional, or legal expert before making financial decisions.

3. Investment Risk Disclaimer Investing involves risk, including the potential loss of principal. Past performance is not indicative of future results. Any discussions of investment strategies, financial tools, or money management tips are strictly educational and should not be taken as investment recommendations. You assume full responsibility for any financial decisions you make based on the information provided on this Site.

4. No Warranties We make no representations or warranties regarding the accuracy, completeness, or reliability of the information provided. We do not guarantee that the Site will be free from errors, viruses, or interruptions. Your use of the Site is at your own risk.

5. Affiliate Disclosure Smart Latino Money may participate in affiliate marketing programs, where we earn commissions from qualifying purchases. This does not impact the integrity of our content, and we only promote products or services that we believe provide value to our audience.

6. Affiliate Links Some of the links on this Site may be affiliate links. This means that if you click on the link and make a purchase, we may receive a commission at no additional cost to you. These commissions help support the operation of our website and allow us to continue providing valuable content. We appreciate your support.

7. User Responsibilities By using this Site, you agree to:

  • Use the Site for lawful purposes only.
  • Not engage in any fraudulent or malicious activity.
  • Not copy, distribute, or modify our content without permission.

8. Third-Party Links Our Site may contain links to third-party websites. We do not endorse or control the content of these external sites and are not responsible for their practices. Use them at your own risk.

9. Limitation of Liability Smart Latino Money, its owners, contributors, and affiliates are not liable for any direct, indirect, incidental, or consequential damages arising from the use of our Site or reliance on its content. You agree to hold us harmless from any claims or legal disputes resulting from your actions.

10. Changes to These Terms We reserve the right to update these Terms of Use at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Site constitutes acceptance of any modifications.

11. Contact Us If you have any questions about these Terms of Use, please contact us.